Tel: 01256 300440

Shop Insurance


Organising a commercial insurance policy for your shop or retail business can be a daunting task. Shops come in all shapes and sizes so a standard shop insurance policy may not be suitable for you. You may end up paying for cover that you don’t actually need or more importantly, may not give you the right levels of cover.

Here at Bennetts Commercial, our commercial insurance advisers specialise in shop insurance policies and they advise a wide range of shops and outlets of all sizes, from small corner shops to large multi-site retailers.

They will work closely with you and implement a no obligation review of any existing insurance arrangements to ensure you have the right cover in place and to identify any gaps in cover. As part of the review, we will ensure that you have cover in place for your buildings, contents and stock, and we’ll make sure you have the right levels of employers’ and public liability cover. We’ll also highlight any other covers we think would be suitable for your business.

As we are an independent insurance broker, we have access to a wide range of shop insurance products for retailers from the UK’s leading insurers so we can present to you the most competitive deal available to us.


Benefits of our Shop Insurance include:

  • Free review of your current insurance arrangements
  • Bespoke levels of Buildings and Contents cover
  • Policies underwritten by UK's leading insurance companies
  • Dedicated commercial insurance expert to guide you through the process
  • Stock in trade including seasonal stock increase
  • Business Interruption - covers loss of profits arising from events such as fire or flood
  • Public Liability - £2m as standard with the option of £5m
  • Employers' Liability – cover up to £10m as standard
  • Money cover - up to £5,000
  • All Risks on specified equipment - cover for specified items for loss or damage away from your business premises
  • Legal Expenses - covers solicitors' fees and expenses, cost of barristers and witnesses, court costs and opponents' costs if awarded against you
  • Payment of premium by monthly instalment available (subject to status)

Need more information?

Please contact us to discuss your shop insurance by calling 01256 300440 or by email enquiries@bennettscommercial.co.uk

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Why choose Bennetts?
  • Free no obligation review of your current insurance arrangements
  • Dedicated commercial insurance adviser to guide you through the process
  • Bespoke insurance cover tailored to your exact requirements
  • Competitive premiums from the UK’s leading insurers
  • Selection of payment options including monthly instalment facility available upon request
  • Member of ‘Brokerbility’ - national broking group of 37 insurance intermediaries - giving us national size and reach but with local and personal service
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